PC

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I paid 10% more than parts were worth. But I got it in 2 years payment sheme and have systems settings what I wanted.

Ye exacly, that 10% was your payment plan, and overclocking (which basicly takes 2 minutes) etc...

I bought pc that was only put together and tested... no OS, no plans.
Paid full price at once.. (about 600 gbp)
Now my pc is worth over 1000
Cuz I got second ssd, new gpu, different/better ram sticks, better cooling
and peripherals.

Have lot of old parts to give away when i go back to poland on holidays ;D